About ZC-Financial

<

"You can account on us!"

Since its inauguration ZC Financial has grown its service repotoire to cater for its clients’ varying needs and requirements. As a result, ZC financial has grown and strives to be a flexible organisation that caters for the specific needs of its widespread clients whilst retaining, maintaining and constantly improving efficiency and effective, meaningful communication with clients.

At ZC Financial we are aware that many people find the financial world daunting. This is what inspired and drives our mission to always set out and produce value adding data. We understand that our job is not only to carry out the work and provide you with the necessary documentation but we also believe in making it a priority to help our clients to interpret this data by explaining it in simple, clear and digestable terms and providing a meaningful summary of the findings . Instead of leaving our clients in the dark, we aim to arm them with essential knowledge and clear data that sheds light on the company’s performance and which they can then incorporate into the decision making process.This leaves our clients with the upper hand as they are not only compliant from a statutory requirement perspective but they also have a unique insight into changing industry forces which leaves them better equipped to adapt to these changes in a timely manner.

A little about Zak Cachia

Zachary Cachia ACCA MIA CPA founded ZC Financial in 2014. Zachary Cachia holds professional memberships with both ACCA (Association of Chartered Certified Accountants) and MIA (The Malta institute of Accountants). Zachary Cachia is a certified public accountant,a CPA warrant holder and has an auditing practising certificate from the Malta accountancy board. .

Having worked for a Maltese “big 4” audit firm for many years he developed a vast working knowledge within a number of key industries. In addition to this the nature and variety of the work strengthened his analytical skills and risk assessment capabilities. During this time, he was seconded to the Luxembourg office for a number of months where he was exposed to even more new industries and larger scale international companies with complex internal structures and business activites. This together with the necessity to work with colleagues and clients of different nationalities further improved his interaction skills, team leading capabilities and gave him a broader knowledge of business practice within the field.

Services Offered

Accountancy & Bookkeeping

Our comprehensive accountancy and bookkeeping services provide a simple, smooth solution for companies by allowing them to outsource their administrative requirements.

We will prepare creditor and debtor reports, trial balances, bank reconciliations, profit and loss accounts and management accounts to ensure your business has the financial data it needs to move forwards.

We can also prepare and file annual income returns on your behalf, saving your valuable time.




Taxation

Taxation legislation is a complex beast, yet the fines for non compliance are punitive and can greatly harm a company’s finances. To avoid this situation, and to help company owners navigate the difficult taxation process, we offer a full range of taxation services to help you sleep at night.

Whether you are looking for someone to assist you with the ins and outs of corporate taxation or need help with the intricacies of VAT, we are here to offer professional and detailed advice.

Not only can we assist you with your paperwork, but we can also offer impartial advice on how your company should approach taxation issues.

Audit & Assurance

An audit is not merely an exercise in compliance. Rather, we believe it should also offer impartial advice on your control systems and provide you with assurance on the reliability of the information contained in your financial reports.

In this manner we provide additional benefit for your company by helping you to improve your business, rather than simply filing financial paperwork.

We provide a full range of auditing and assurance services, including the preparation of audited accounts, as well as annual audit reports. We also audit financial statements, provide internal audits and information system audits.

Payroll Bureau

You don’t want to spend your time grappling with Malta’s employment laws and filing national insurance contributions and income tax reports for your employees.

Instead, you want to get on with the important job of running your business. At ZC-Financial, we remove the headache of employee payroll preparation by offering an outsourced and simple solution.

We can remit employee payrolls, providing all the required documentation, including sending reports and contributions to the relevant authorities.